Capital Plan

The Capital Plan is likewise administered as a defined contribution scheme. All permanent employees of an affiliated company are insured based on their contributory salary (Annual Performance Incentive - API). All deposits in the Capital Plan are invested in the UBS AST2 EA – Kapital Plus 2019. In the event of a claim, if the value of the fund units is greater than the value plus interest on the savings capital, profit sharing is implemented.

Participation in the Fund's profit is calculated as the difference between the value of the Fund's savings capital and the savings capital as at the balance sheet date of the case, multiplied by the percentage of participation in the Fund's profit. The percentage of participation in the fund profit is calculated according to the completed years since joining the pension fund Swiss Re.

Full years of service

Fund profit sharing percentage

0 0%
1 0%
2 10%
3 20%
4 40%
5 70%
6 100%
The participation corresponds to the completed years and is not calculated according to an interpolated percentage during the year.
Insured persons with an entry date prior to 1 January 2020 are entitled to 100% participation in the fund gain.
 
Benefits are paid out solely in the form of capital.

Interest rates

Year Interest

During the year 2020

0,00%

Definitive for the year 2019

0,00%

During the year 2019 0,00%
Definitive for the year 2018 0,00%

During the year 2018

1,00%

Definitive for the year 2017

1,00%

During the year 2017

1,00%

2016

1,25%
2015 1,75%
2014 1,75%
2013 1,50%
2012 1,50%
2011 2,00%
2010 2,00%
2009 2,00%
2008 2,75%
2007 2,50%

Profit sharing

 

All Swiss Re employees who joined (entered) the Pension Fund on or after 1 January 2020 are entitled to a share of any fund price gains realised, based on their years of service. For the purposes of this arrangement, "years of service" is defined as the number of full years worked by the leaving date.

The share of realised fund price gains is the difference of the savings capital value in the fund and the savings capital on the date on which benefits are claimed, multiplied by the fund profit-sharing percentage. The fund profit-sharing percentage is calculated based on the number of full years worked since joining the Pension Fund Swiss Re.

Completed years Percentage of realised fund price gains
0 0 %
1 0 %
2 10 %
3 20 %
4 40 %
5 70 %
6 100 %

The participation corresponds to the completed years and is not calculated according to an interpolated percentage during the year.

Special provisions apply to disability and death.