All Swiss Re employees who joined (entered) the Pension Fund on or after 1 January 2020 are entitled to a share of any fund price gains realised, based on their years of service. For the purposes of this arrangement, "years of service" is defined as the number of full years worked by the leaving date.
The share of realised fund price gains is the difference of the savings capital value in the fund and the savings capital on the date on which benefits are claimed, multiplied by the fund profit-sharing percentage. The fund profit-sharing percentage is calculated based on the number of full years worked since joining the Pension Fund Swiss Re.
Completed years |
Percentage of realised fund price gains |
0 |
0 % |
1 |
0 % |
2 |
10 % |
3 |
20 % |
4 |
40 % |
5 |
70 % |
6 |
100 % |
The participation corresponds to the completed years and is not calculated according to an interpolated percentage during the year.
Special provisions apply to disability and death.