Continuing to work until the age of 70

If so desired by the insured and the employer, the insured may continue to work on a full- or part-time basis beyond the regular retirement age of 65. The affiliated company will extend the existing employment contract beyond the normal retirement age of 65, and no retirement benefits will be due. Partial retirement is possible. The insured remains insured by the Pension Fund, and the accrued retirement savings capital continues to be augmented and subject to interest through contributions from the employer and the insured. Risk contributions need no longer be paid, as the risk of disability is no longer insured. If disability occurs after age 65, retirement takes place immediately.

The retirement pension will be correspondingly higher as later retirement increases the conversion rate, based on the year of birth, while the longer interest period and additional savings contributions increase the savings capital.