Normal retirement

Both men and women take ordinary retirement and receive a monthly retirement pension when they turn 65.

It is not possible to provide exact details of how much retirement pension you will receive as it can only be calculated on the basis of your actual retirement savings in Pension Plan and ER acccount at the time you retire and the conversion rate depending on the year of birth.

You can find the amount on your pension benefits statement.

Insured persons have the option of withdrawing the existing retirement savings capital in the pension plan and ER account or a part thereof in the form of capital instead of in the form of a pension.

In the Capital Plan, the savings capital or value of the fund units, whichever is higher, automatically becomes due for payment on regular retirement.

Please note that you inform us about your selection of the spouse's pension latest 2 months before your retirement.